FHA Loans

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Get financing with a low down payment, even if you have less-than-perfect credit.

  • As low as 3.5% down,* which is based on the sale price and may be used toward your down payment and closing costs.
  • Choose a term of 15 or 30 years.*
  • Fixed rate for steady monthly payments.
  • No income limits to qualify.
  • Available for those with lower credit scores.

Common reasons to choose an FHA loan include:

  • You don't have enough saved for a large down payment.
  • You have less-than-perfect credit.
  • You are a first-time homebuyer.

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Calculate Your Payments

Use this interactive calculator to explore your financial options.

Use this helpful calculator to estimate what your monthly payment could be based on the purchase price and your down payment.>> Monthly Payment Calculator

Fast Online Preapprovals

Get preapproved for your home loan fast and easily at UWCU.

Complete your FREE preapproval in under 15 minutes! In today's market, having a verified preapproval in hand from a trusted lender can make all the difference. >> Get Preapproved

Easy Home Loan Process

Explore the homebuying process at UW Credit Union.

Know what to expect from our streamlined application process and friendly service from experienced mortgage experts.

>> Learn More About Our Process

Get Started Today

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Have questions or need more help?


Schedule an Appointment

Schedule an appointment to connect with a UW Credit Union expert.

Appointments are available via phone or in person with our mortgage loan officers.>> Schedule Here

Request a Call

Complete this fast form and our loan experts will call you.

Complete this form with your contact information and get a fast response from one of our experts! 
>> Request a Call

Connect with a Mortgage Loan Officer

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Our knowledgeable and experienced team of mortgage loan officers are looking forward to working with you. 
>> Meet Our Team