WHEDA Loans

Get Preapproved

Save with special financing programs especially for Wisconsin residents.

  • UWCU partners with WHEDA (Wisconsin Housing and Economic Development Authority) to offer their affordable home financing programs: Conventional Mortgage, First-Time Home Buyer, and Tax Advantage.
  • 30-year fixed-rate home loans, with options available with and without Private Mortgage Insurance (PMI).
  • Available for primary residences - both single family homes and 2- to 4-unit homes.
  • Opportunities for down payment assistance, renovation financing, up to 100% financing, and more.
  • Income and purchase price limits may apply, as well as some geographic restrictions.
  • Explore WHEDA's website for complete program details.

Reasons to choose a WHEDA loan include:

  • You have a lower income and want to live in a home you own in Wisconsin.
  • You don't have enough saved for a large down payment.
  • You are a first-time homebuyer.
  • You want a fixed monthly payment.

30-Year Fixed Rate

5.875
%
Rate
5.945
%
APR*

30-Year Fixed Rate First-Time Homebuyer

5.625
%
Rate
5.694
%
APR*

Get Started Today

Complete your FREE preapproval in under 15 minutes! In today's market, having a verified preapproval in hand from a trusted lender can make all the difference. 

Get PreapprovedApply Now

Have questions or need more help?

 

Schedule an Appointment

Schedule an appointment to connect with a UW Credit Union expert.

Appointments are available via phone or in person with our mortgage loan officers.>> Schedule Here

Request a Call

Complete this fast form and our loan experts will call you.

Complete this form with your contact information and get a fast response from one of our experts! 
>> Request a Call

Connect with a Mortgage Loan Officer

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Our knowledgeable and experienced team of mortgage loan officers is looking forward to working with you. 
>> Meet Our Team

 FAQs

Learn more about home loans and get answers to frequently asked questions.

>> Explore FAQs

Easy Home Loan Process

As one of Wisconsin's top lenders1, we're here to make the loan process easy and stress free.

>> Our Process

Helpful Calculators

Use these free calculators to help you understand your personal situation and explore your options. 

>> Free Calculators