Realtor Resources

 

UW Credit Union delivers quick decisions and on-time closings, plus a streamlined application process, to make the homebuying journey easy for your clients.

Couple sitting on the floor of their new home financed with a loan from UW Credit Union

Our Lending Promise

You need a lender committed to the highest levels of service and care – and that's exactly what the mortgage team at UW Credit Union delivers every day.

Let us help you stay on top of the competitive real estate market and get your clients to the closing table and into their dream homes.

As a top Wisconsin lender1, we give homebuyers every tool they need to make a confident, stress-free purchase:

Explore closing cost discounts available with your mortgage at UW Credit Union.

EXLCUSIVE OFFERS TO HELP YOUR CLIENTS

The lowest closing costs, plus major discounts 

Homebuyers can get up to $1,250 off2,3 their closing costs—and if they find lower costs somewhere else, we’ll make it worth their effort.** 

>> Explore Offers 

Great Rates & Flexible Terms

12-Year Fixed Rate - Refi2

Rates as Low as
5.875
%
Rate
5.886
%
APR*

15-Year Fixed Rate

Rates as Low as
5.625
%
Rate
5.703
%
APR*

30-Year Fixed Rate

Rates as Low as
6.125
%
Rate
6.172
%
APR*

7 yr/6 mo Adjustable Rate

Rates as Low as
6.125
%
Rate
7.123
%
APR*

Compare loan options and monthly loan payment estimates with our easy rate quote tool. 

Get a Rate Quote

Fixed-Rate Conventional Mortgage Loans

  • 30-year term for low monthly payments
  • 15-year term for less interest over time
  • As low as 3% down payment available

Construction Loans

  • 12-month interest-only, fixed-rate construction loan with principal payment due at maturity
  • Various loan amounts available to meet specific needs
  • Financing available to convert construction loan into a mortgage after construction is completed

Lot Loans

  • Financing to purchase land for home building
  • 15- or 30-year terms available

Adjustable-Rate Mortgage (ARM) Loans

  • 7 yr/6 mo ARM fixed for the initial term with a potential annual rate adjustment
  • 15/15 ARM where the rate adjusts once after the initial 15-year term
  • 3 yr/6 mo and 5 yr/6 mo ARMs also available

Jumbo Loans

  • Loan amounts go up to $1,644,750. 

WHEDA (Wisconsin Housing and Economic Development Authority) Loans

  • 3% down payment with a 30-year fixed-rate loan

 

Our Members Tell It Best

Meet Tim & his family and read their UWCU Member Story.

Buying a Bigger Home in Wauwatosa

"UWCU has helped us achieve this next chapter in our lives for our families." -Tim

Read More

Meet the Wolff Family and read their UWCU Member Story.

Retiring on the Wisconsin River

"We bought our dream house and are saving $200 a month." -Tim

Read More

Meet the Wellsmith Family and read their UWCU Member Story.

Refinancing to Pay for College

"We can pay off our home faster and put more more money toward home projects and our children's college fund." -The Wellsmiths

Read More

Meet Forrest, Juliet & family and read their UWCU member story.

Using a HELOC to Pay Off Debt

"Thanks to UWCU, our financial trajectory has completely changed in a very positive way." -Forrest and Juliet

Read More

 

We're Here to Help

Find a Loan Officer

Connect with one of our mortgage loan officers in Dane County or the Greater Milwaukee Area.

>> Meet Our Team

More Ways to Connect

Have general questions or concerns? Contact us by phone or send a message online.

>> Contact Us