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Our mortgage loan officers will ask you questions to fully understand your situation, then present the best options for you.

Phone 608-232-5000, ext. 2810
800-533-6773, ext. 2810
Loans » Home Loans

Home Loans

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Rapid Refinance
If you're planning to pay off your home loan within 15 years and are interested in refinancing without the traditional closing costs, then our Rapid Refinance program may benefit you.

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This is a Qualifying Service
Featured Rates**
Rapid Refinance 12 Year Fixed Rate
Rate APR* Points
2.990% 3.046% 0.000%
7 Year ARM
Rate APR* Points
3.000% 3.301% 0.000%
30 Year Fixed Rate
Rate APR* Points
3.750% 3.780% 0.000%
15 Year Fixed Rate
Rate APR* Points
3.000% 3.053% 0.000%
Federal VA 30 Year Fixed Rate
Rate APR* Points
3.750% 4.048% 0.000%

Pay Only $499 in Closing Costs

Save With a 7-year ARM

Buying a home has never been more affordable when you choose a seven-year adjustable rate mortgage. Close by June 30, 2015, to take advantage of this offer.

UW Credit Union makes the home loan process simple. Whether you're making the transition from renting to buying, trading up for more space or are refinancing to a lower payment, you can turn to us.

*APR is annual percentage rate. Rates are subject to change.

** Rates & APR. Featured Rate loans, with the exception of Rapid Refinance, have 30-day rate lock periods for purchase money only. Fixed and Adjustable Rate Loans – Displayed rates assume a value of $200,000 with loan amount of $150,000 and a minimum credit score of 740.

1 Rapid Refinance has a $149 processing fee due at closing. Must be a primary residence and owner-occupied home. Other closing costs are waived, except for the appraisal cost if required. Appraisal costs range from $200 to $400 depending on the loan amount. Homeowner's insurance is required. $149 processing fee applies to new Rapid Refinance requests. If less than 24 months have elapsed since last Rapid Refinance, a $795 modification fee will apply.

2 UW Credit Union is ranked among the top ten home loan lenders in the state based on information from county Register of Deeds Offices; SMR Research Corporation.

$499 flat fee closing cost option available for 7-year adjustable rate mortgages only. Offer valid on purchase transactions closed January 15, 2015, through June 30, 2015. Offer excludes lot, FHA, WHEDA and VA loans. Assumptions: 3.000% rate, 3.028% APR (Annual Percentage Rate), loan amount of $140,000, origination fee of $499, term of 360 months and monthly payments of $590.25. Rate subject to change. Offer subject to credit approval and is subject to change. Escrow and daily interest charges are not included in closing cost amount. No checking account required. See us for details.



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UW Credit Union's Routing Number: 2759-7907-6
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UW Credit Union
pref 3500 University Avenue
Madison, WI 53744-4963 43.075532 -89.448226
UW Credit Union, postal PO Box 44963, Madison, WI 53744-4963
43.075532 -89.448226