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Need help choosing a loan?

Our mortgage loan officers will ask you questions to fully understand your situation, then present the best options for you.

Phone 608-232-5000, ext. 2810
800-533-6773, ext. 2810
Loans » Home Loans » Home Loan Choices

Get a Home Loan that Suits You

We have a loan program to fit your situation. Besides conventional fixed- and adjustable-rate financing, we have a variety of loan programs which require lower down payments.

Fixed-Rate Loan

This is a good option if you plan to stay in your home for a long time or if you prefer knowing that your rate and payment will not change. Choose a longer term to keep your payment low or a shorter term to save money over time.

Adjustable-Rate Loan

This loan is ideal for someone who needs a larger loan amount and lower rate since it has lower payments initially. Consider an ARM if you plan to move in a few years, expect to earn a higher income or would consider refinancing.

  • Adjustable rates are guaranteed not to increase more than 2% yearly, or 6% over the life of the loan.
  • Jumbo Adjustable-Rate Loans

  • All of our adjustable rate mortgages are available in loan amounts in excess of $417,000.

Wisconsin Housing and Economic Development Authority (WHEDA) Advantage

This program provides affordable fixed-rate loans and down payment options to low and moderate income home buyers.

  • 30-year fixed-rate financing
  • 3% down payment for existing single family residences
  • Income and loan limits vary by county
  • WHEDA Easy Close Advantage down payment assistance loan available to eligible borrowers
  • Loan options available with and without PMI

Condominium Financing

And More.

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Toll Free 800-533-6773
UW Credit Union's Routing Number: 2759-7907-6
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UW Credit Union
pref 3500 University Avenue
Madison, WI 53744-4963 43.075532 -89.448226
UW Credit Union, postal PO Box 44963, Madison, WI 53744-4963
43.075532 -89.448226