Shopping Around for Free Checking?

Choosing a checking account can feel overwhelming, but it’s also an exciting milestone in your financial journey. We have guidelines to help you through the process.

Think About What You Need

Answer these questions to narrow your search:

• Are you a student?
• Have you established credit history?
• Do you pay bills solely online or do you need paper checks?
• Will you need additional accounts or services?
• Do you prefer mobile banking, face-to-face experiences or a combination?

Your answers will shorten the list of financial institutions that best fit your needs.

Compare Features and Benefits

Many checking accounts come with features and benefits — you just need to decide which ones mean the most to you.

If you’re interested in a free checking account, look for an account that:

• has no minimum balance requirements
• is fee free

Here’s what you can expect when you open a checking account with UW Credit Union:

• Consumer-friendly overdraft protection
• Banking with an organization that supports its community
• Free Visa® debit card
• No minimum balance requirements
• Options available to avoid monthly fees
• Free credit score
• Send money with Zelle®¹
• 24/7/365 smart, secure access to online and mobile banking, mobile wallet, budgeting tools and enhanced security features

Explore even more benefits like auto loan rate discounts⁴, higher certificate rates, mortgage closing cost credit and more with our Premium Rewards Checking.

As an added bonus, when you open an account at UW Credit Union you become a member, which makes you an owner. No matter how much money is in your account, you have an equal voice and vote in how the credit union is run.

Not sure if you qualify for membership? Check out our eligibility requirements.

And if you still need convincing, these sweet perks should do it:

• Discounted Badger™ tickets²
• Free delivery with EatStreet³
• The coolest debit card designs
• Discounted rates on BCycle and Bublr

Ready to open your account? We make it easy. All you need is a few minutes and a little bit of documentation to open a checking account online. If you prefer to meet face to face, we can do that, too.

UW Credit Union offers a range of checking account options to meet you where you’re at in life. Whether it’s your first account or your fifth, we’re here for every you.