Rewards Checking for College

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Get Checking That's More Rewarding

All our personal accounts are also available for college students. Discover the benefits and see how our accounts can work for you. Choose your level of rewards:

  • Premium Rewards Checking
    Premium includes a range of money-saving benefits including auto rate discounts, free checks, rate increases on certificates and more. 
  • Value Rewards Checking
    In addition to our base perks, Value also offers a rate discount on auto loans.
  • Access Rewards Checking
    Access is our basic option, providing all of our standard account features.

All accounts include:

Already Have a UWCU Checking Account?

Change your account type anytime in Web Branch. Select your account, go to the Details tab and choose "Change Checking Package" to get started.


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Compare Rewards Accounts

Premium Rewards Checking

Value Rewards Checking

Access Rewards Checking

Monthly Fee

with 7 Qualifying Services

with 5 Qualifying Services

with 4 Qualifying Services

Minimum Balance Requirement




Minimum Opening Deposit




Overdraft Protection*

Discounts & Benefits

  • 0.25% auto loan rate discount1


Card Security Features

Keep your finances safe and feel secure when you use your debit card.

  • Lock and unlock your card
  • Set up card notifications
  • Get a detailed history

Learn more about account and card security >

Online & Mobile Banking

Access your finances whenever and wherever for the ultimate convenience.

  • View balances and transactions
  • Schedule bill payments
  • Send money to friends
  • Deposit checks in a snap

Learn more about our digital banking features >