Refinance Your Home

Apply Now Couple laughs together on a deck.

Build equity faster and pay off your home sooner by refinancing your mortgage. Plus, take cash out for debt consolidation, home improvements and more!


Find Your Best Refi Option

Traditional Refinance

Loans up to $484,350, competitive closing costs. Learn More 


Rapid Refinance

Loans up to $249,900, closing costs—only $1491. Learn More 


Jumbo Refinance

Loans up to $800,000, fixed-rate jumbos up to $1 million. Learn More 


Get Ahead by Refinancing

Refinancing basically involves replacing your current mortgage with a new one that’s a better fit. Benefits include:

  • Paying off your home sooner by reducing your mortgage term.
  • Building equity faster with a shorter mortgage term and different monthly payments.
  • Taking cash out for home improvements, college, debt consolidation and more. Using your home’s equity to refinance for more than you owe on your balance, you can get a cash payout.
  • Lowering your monthly payments by changing your mortgage rate and term.

Refinance with Confidence

At UW Credit Union, we'll work hard to make your refinancing experience easy and stress-free.

Local team - We streamline the process and are here when you need us.
Online applications - Submitting your refinance application online is a snap!
Easy rate quotes - Explore options for your unique situation.


Young couple cooks in the kitchen of their new home after saving on closing costs

Get a Customized Quote

Use our rate quote tool to get a customized estimate. When you’re ready, start your application.

Estimate Your Refi

We'll Help You Out

Our helpful mortgage loan officers are here to make the refinance process go smoothly.

Meet Our Team

Explore Our Calculators



Enjoy the Benefits of Membership

When you open an account and refinance your mortgage, you become a member of UW Credit Union. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help.

Learn More